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This list is designed as a resource for Colorado's small businesses to find access to alternative funding sources beyond EIDL, PPP and other federal loans and programs. For details on those resources, please visit oedit.colorado.gov/covid19.
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How to use this sheet: Resources are sorted by type (grant, loan, technical assistance, etc.). Scroll down to the type of resource you are looking for. We are working on functionality to sort the list further. If you want to use the list offiline, you can download it and sort as needed. Remember to check back, as this sheet is updated daily. If you come across any resources that are no longer active, please email us at: oedit_sbnavigator@state.co.us
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TimestampFunding TypeIndustryCountyProgramDetailsRequirements & QualificationsDeadline
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4/29/21Technical AssistanceAllAllEnergize Colorado Micro-InternshipsWhether you’re a small business looking for an easy and affordable way to advance your business or a college student looking to refine skills and build out your portfolio, Energize Colorado and Parker Dewey can help! Projects include but are not limited to building a new website, advancing SEO capabilities, or managing social media marketing, Energize Colorado connects small businesses with a solution. Micro-internships are short-term, professional assignments that are similar to those given to recent college graduates or interns.Projects typically require 10-40 hours and have a discrete deliverable. Deliverables could include: Lead Generation, Prospect Research, Market Research, Data Cleansing, Social Media Content Calendar, Sourcing Candidates, Diversity Best Practices, Content Creation, Email Marketing Campaign, Extracting Insights from Data, KPI and Trends Report, or Custom Project.Available year-round as needed
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4/15/21GrantMinority / VeteranAllDo You Fellowship ProgramIn 2020, as a response to the onslaught of COVID-19, we began the critical work of providing direct and unrestricted economic support to founders in our community through micro-investment. After funding over 1500 women entrepreneurs, we learned SO much. In 2021, we’re evolving our support for founders by launching the Do You Fellowship Program! The Do You Fellowship Program will award 10 promising Black and Latinx women innovators with a $5,000 investment in their business and access to unparalleled resources and mentorship necessary to develop their businesses. Sign up at the site link to be the first to know when applications open.Black and Latinx women innovators.To be determined once application period opens.
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4/15/21LoanMinority / VeteranAllSheEO VenturesFunding entrepreneurs with a 0% interest loan; you set the milestones, goals + the highest use of the funds. You’ll receive coaching with world-class SheEO Development Guides + access to a global community of women who support you as customers, advisors, connectors + become your biggest fans. Quick application process + criteria. 10 simple questions; no jargon + no pitch decks. SheEO Activators select to fund various types of Ventures who create significant positive impact across all sectors; wellness, AI, education, food sustainability, waste reduction, energy efficiency, inclusion, and biotech innovation. We call it working on the World’s To-Do List. They are women-owned and women-led and create new models, new mindsets, and new solutions that benefit humanity. Currently, our Founders range in age from 22-70+ years old. We are agnostic about age or sector or structure. If you are a for-profit, not-for-profit or charity that generates revenue and can pay back a loan over 5 years, then you can apply. The 0%-interest loan has a five-year term for each Venture. Ventures pay back their loans in 20 equal installments over a five year period. We track Venture milestones and success annually and report those results out to the community. As the funds are paid back, the money gets reinvested into the fund and loaned out again to new Ventures.Up to $50K in recurring revenue from customers. Majority owned (51%+) + led by women-identified or non-binary people. Able to share how your Venture is working on the World’s To-Do List.Rolling
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4/15/21Investment CapitalMinority / VeteranAllCollab Capital FundCollab Capital is an investment fund leveraging financial, human, and social capital to help Black founders build sustainable, innovation-centered businesses. Our goal is to create, grow, and sustain wealth in the Black community by building successful technology, direct-to-consumer, and tech-enabled companies through effective connections between Black innovators, investors and influencers. Our Shared Profit and Collaborative Endorsement (S.P.A.C.E.) Agreement optimizes financial and social capital to help Black founders build profitable and sustainable businesses.Our fund is focused on closing the longstanding opportunity gap experienced by founders within the Black community. Therefore, we are only able to consider companies with at least one Black founder or co-founder for capital deployment. In general we look at a combination of the following metrics to start our evaluation.
Product: Even if it is a pieced-together Minimum Viable Product (MVP) we’ll happily take a look. Our model requires some proof so we don’t invest if the capital will be spent on your MVP. If you have questions or need resources to get your MVP launched connect with Collab Studio here.
Revenue: As mentioned in the Product criteria, we need some evidence that customers will pay full price for your product. A free, deeply discounted, or pre-revenue concept is probably too early for us. At the low end we will take a look at companies generating around $2k in monthly revenue and invest in companies up to about $1m in annual revenue.
Path to Customer: Our model works best if there is a pathway to revenue, so we like to see at least some evidence of acquiring customers outside of your immediate network (friends, family, colleagues).
Please note that like most savvy investors, we will occasionally invest outside of these parameters so please don’t consider these as absolute. We strive to be helpful and still want to hear about your company.
Rolling
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4/15/21Investment CapitalMinority / VeteranAllVertical 404 Capital
Vertical404 Capital is a venture capital firm investing in early stage Black, Latinx and Women founders who are redesigning & advancing the Future of Work, Health, Finance and Media. We strive to be the first institutional investor in our portfolio companies, offering check sizes between $150k-$450k. We are here to be a valued asset to our portfolio companies and provide more than first money in, we help navigate our founders through the process of growth and the need for Series A funding.
Companies are best positioned to receive backing from Vertical404 Capital by meeting the following criteria. Have a Black, Latinx, or Female founder and/or CEO. Agree to our Diversity Hiring Commitment. Geographically located in U.S. Must have C-Corp Status. Product launched and in-market with early traction. 3 months of MRR of $10K or active Paid Pilot.Rolling
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4/15/21Grant, Technical AssistanceAllAllTarget Forward FoundersTarget Forward Founders is a virtual, eight-week program for early-stage product companies looking to better understand retail. It was created in partnership with founders and key ecosystem leaders to address the needs of historically under-resourced founders. This program offers connections with industry-disrupting founders, Target team members and other cohort members in addition to providing access to industry-leading retail resources and partnerships. You’ll learn about retail channel distribution and have access to Target’s Retail Action Plan: A custom curriculum to help you understand how to scale your business for retail. Program running July 12, 2021 – September 3, 2021. You’ll participate in virtual live workshops with group and one-on-one sessions Tuesday and Wednesday evenings with optional Thursday office hours. All sessions will be available on demand.
A $5,000 stipend will be given to all program participants.
Early-stage companies or first-time founders looking to learn how to take the next step toward retail readiness. We’re looking for products aligned with one of these categories: Beauty & Cosmetics, Food & Beverage, Household, Baby, Over-the-counter (OTC) Healthcare, Toys & Entertainment.May 12, 2021
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4/15/21Technical Assistance, Investment CapitalTech & Advanced Industries, Minority / VeteranAllVisible Hands FellowshipStart as a fellow. Leave as a founder. This full-time fellowship will give you the opportunity to work alongside a talented and diverse cohort to find your co-founding team and build a startup from scratch. Visible Hands aims to support fellows at the earliest, most formative stages of company-building. Our fellows do not need to enter the fellowship having anything built. In fact, they do not even need to know exactly what they want to be building, or who they’ll be building it with. We encourage fellows who come in with specific ideas to be open to iteration and pivots. Fellowship: September 13 - December 17, 2021.You identify as one (or more) of the following underrepresented gender and racial/ethnic identities: • Female, nonbinary, genderqueer, or gender non-conforming, • Black or African American, • Hispanic or Latino/a, • Indigenous American, American Indian, or Alaska Native. You are 18+ years old at the beginning of the fellowship. You can commit to full-time participation throughout the fellowship. You have proficient English fluency. You are early along in company-building: you might be floating ideas around, looking for co-founders, or working on an early prototype.Priority Application Deadline: April 16, 2021 | Regular Application Deadline: May 7, 2021
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4/9/21GrantMinority / VeteranAllSoGal Black Founder Startup GrantSoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams. We know this is a small start, and we are hopeful that it will grow. We believe in a brighter future where the next world changing business does not go unrealized because of systemic discrimination.To qualify, you should: self-identify as a Black woman or Black nonbinary entrepreneur (inclusive of multiracial Black women and multiracial Black nonbinary folks); have a legally registered business; plan to seek investor financing in order to scale, now or in the future; have a scalable, high-impact solution or idea with the ambition to be the next billion dollar business.This application is rolling, with new grantees awarded at the end of each month.
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4/9/21GrantMinority / VeteranAllJane Walker • IFW First Women Grant ProgramJane Walker by Johnnie Walker, a whisky that celebrates the achievements of women and all those pushing boundaries towards gender equality, wants to see more firsts for women. Originally launching the program with 15 grants, Jane Walker will now be matching the program and funding an additional 15 groundbreaking women-owned businesses through the end of the year. Together with a network of powerful icons, businesses will be selected across Entertainment & Film, Music, Sports, Journalism, STEM and Hospitality, all on their journey towards a monumental first. Each recipient will receive a $10K grant plus a one-year IFundWomen Annual Coaching Membership. Business must be located in the United States. Must generate a minimum of $25K in annual revenue. Must have been in business for at least 2 years. Must be a self-identified woman entrepreneur with at least 50% ownership in your business. Must have a product/service in market that falls into one of the following categories: Entertainment & Film, Music, Journalism, Sports, STEM and Hospitality. Must have a groundbreaking women-owned business that is pushing boundaries to create a more vibrant, diverse world!Applications are being accepted on a rolling basis through June 2021.
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4/9/21GrantMinority / VeteranAllThe IFundWomen X Neutrogena® FundNeutrogena® is teaming up with IFundWomen to give women-owned businesses in the health and wellness space a fresh start in 2021. Through this program, 10 qualified women entrepreneurs across the U.S. will each receive a $10,000 grant to support their fresh start after a challenging year in business.Must be a legal resident of the US. Must own & operate business in the U.S. Must have a business with a product or service in the health and/or wellness category. Must have a compelling digital presence and visual media. Business must be solving a wellness-oriented problem in an impactful way. Must demonstrate potential for growth.Applications are open through April 26.
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4/9/21GrantAllMesaGrand Junction Business Stabilization and Recovery Grant Fund-Phase IIIOn January 20, 2021, the City of Grand Junction established the Grand Junction Business Stabilization and Recovery Grant Fund-Phase III and authorized the Business Incubator Center to distribute up to $500,000 of grant funding to eligible businesses impacted by COVID-19. Grants will be up to $5,000 for prior recipients of forgivable loan/grant funds from the City of Grand Junction and up to $7,500 for new applicants. Approved Uses include: Fixed and operational expenses such as lease/mortgage, insurance, utilities, etc.Business has a physical location in the Grand Junction City limits. If a business has more than one location with the same ownership, only one location may apply for/receive funding. Business must demonstrate to reasonable satisfaction that it was compelled to close or substantially limit business operations due to the COVID-19 pandemic; businesses who have had an increase in revenue during the pandemic will not be eligible. Business has 25 or fewer full-time employees. Businesses who opened or were acquired in 2020 may be eligible. Business must be in good standing, including tax, zoning, health department, and other regulatory matters with the City of Grand Junction, Mesa County, and as applicable, the State of Colorado. Business must submit an operating/survivability plan and financial statements as required by the Business Incubator Center. Nonprofit organizations are not eligible. Previous recipient of PPP, EIDL, and other COVID impact funds may be eligible. Businesses who have received loan/grant funds from the City of Grand Junction will be eligible for grants up to $5,000; new applicants up to $7,500.April 30, 2021 by 5pm
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4/9/21GrantAllMesaGrand Junction Nonprofit Business Stabilization & Recovery Grant Fund-Phase IThe Grand Junction Nonprofit Business Stabilization and Recovery Grant Fund Phase I, also known as “Nonprofits are Businesses Too” was established on February 16, 2021. The City of Grand Junction authorized the Business Incubator Center (BIC) to distribute up to $250,000 to specifically assist with shortfalls in the operational funding needs of eligible nonprofit entities (“Nonprofit Business Entity” or “NBE”) negatively impacted by the COVID-19 pandemic as those NBE’s endeavor to meet the various needs of our Grand Junction Community. A grant will be no more than $7,500 per eligible NBE applicant.To qualify for funding, an eligible NBE must meet all of the following criteria: The NBE must attest that it has experienced a negative financial impact, which includes but is not limited to, closing or significantly reducing operations due to the COVID19 Pandemic and that its net assets (income) have decreased over the prior 12-month period; any COVID specific grants the NBE has received to address the pandemic will be considered when analyzing its net asset/income based on year-end 2020. An NBE applicant that has received prior funding from the City of Grand Junction to address community needs is eligible (if funds were largely used to serve the community and not for the operations of the NBE.) An NBE formed or operated under the auspices of a church or with a religious affiliation may apply; however, the NBE must demonstrate direct impact to the community beyond the congregation, parishioners or adherents that it serves and the NBE must attest that the funds will not be used to proselytize or advance a doctrine. An NBE that receives operational support from the City of Grand Junction (e.g., CDBG or other funding for significant base operations) is ineligible. The principal location of an NBE must be physically located in Grand Junction city limits or the NBE must demonstrate that it serves to the satisfaction of the BIC in its sole discretion, a preponderance of City residents. An NBE with less than 1 FTE may be considered for approval if they provide significant community impact and/or ease the burden of government (if you are unsure if you qualify, please contact our loan fund team as outlined below). An NBE with more than 90-days cash (unrestricted) is ineligible; days cash may be based on historical expenses prior to 2020 and specific program grants received in 2020 may potentially be excluded from calculations. An NBE must attest that it is in good standing with the City of Grand Junction and Colorado Secretary of State.April 16, 2021, by 5pm
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4/9/21GrantMinority / VeteranAllAmber Grants for WomenWomensNet founded the Amber Grant Foundation in 1998. The Foundation was set up with one goal in mind: to honor the memory of a very special young woman, Amber Wigdahl, who died at just 19 years old — before realizing her business dreams. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.Woman / Women-owned business. Non-profits are ineligible.The application cutoff for the next $10,000 Amber Grant is April 30, 2021
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4/9/21LoanAllLogan, Morgan, Phillips, Sedgwick, Washington, YumaNortheast Colorado Revolving Loan FundNCRLF provides small business loans in the six counties of northeastern Colorado. Loans are made to benefit communities, through new or existing services or products and job growth. The underlying funding for these loans originates as either CDBG funds or revolved funds (also known as direct loans). Underwriting requirements and restrictions vary for both loans. The purpose of the NCRLF is to create new employment and expand the economic base through the provision of investment capital to new and existing businesses. It is our intent to offer loans to applicants that otherwise could not obtain conventional financing. NCRLF also steps in to partner with banks to fill any gap when they cannot provide all necessary financing. The use of funds can be used for furniture, fixtures, equipment, real estate and working capital.Business owners in NCRLF service area. Loan requirements will follow NCRLF's standard collateral requirements but may be slightly relaxed. Each loan request will be considered individually.For additional information, please contact our office in Yuma at (970) 848-3150.
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4/1/21GrantAllAllThe Barstool FundBarstool Sports has created the Barstool Fund powered by the 30 Day Fund to help small businesses survive COVID impacts. The nonprofit 30 Day Fund was launched by Virginia technology entrepreneur Pete Snyder and his wife, Burson. Working with other business leaders throughout the nation, the Fund’s goal is to help save as many jobs as possible. The funds disbursed do not need to be repaid, but if businesses who receive the Fund’s assistance do, at a later date, wish to “pay it forward,” they may do so by directing those dollars back to the Fund, which will disburse them to another business in need. To date, the 30 Day Fund has raised more than $8 million and is on the way to funding more than 2,200 small businesses and the COVID-specific Barstool Fund has raised over $18 million.Companies can apply online for assistance with needs such as rent or tax payments, so long as they have continued to pay their employees throughout the pandemic.Rolling
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4/1/21LoanAllClear Creek, GilpinClear Creek CDBG Business Loan Fund Program for Clear Creek and Gilpin CountiesThe Clear Creek Economic Development Corporation (CCEDC) has been in existence since 1985 and has loaned approximately $7.4M in business loans and leveraged $17.6M in the communities it serves. The CCEDC administers five types of loan programs to meet the needs of most small to medium size businesses in Clear Creek and Gilpin Counties. ▪ CDBG loans draw down new funds from the State and are loaned out starting at the prime rate. The lending limit is $100,000 and the funds are tied directly to job creation - with one job credited for every $20,000 borrowed. Loans above $100,000 require State approval. These funds can be used to purchase real estate, for working capital, furniture, fixtures and equipment and inventory. ▪ Loans from CCEDC’s Revolved Funds have more flexibility in terms of uses, terms and rates as the funds have been released from most of the federal guidelines. The terms are set by the Loan Committee and do not always have to meet the job creation requirements. The lending limit is usually $100,000 but a higher request will be considered on a case by case basis. ▪ The MicroEnterprise Loan Program is a low documentation, fast turnaround program focused on the small business also using new funds from the State. The lending limit is $100,000. Guidelines look at number of employees and assets of a business. Technical assistance grants can be awarded with this program to assist the business owner with financial or management training. ▪ Focused on enhancing the appearance of businesses, the Micro Business Loan has a lending limit up to $10,000, a 4-5.5 percent interest rate, a term of up to two years, and must be used to enhance the business facade, signage, or the visual appearance of a business.Clear Creek or Gilpin County businesses
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4/1/21Technical AssistanceMinority / VeteranAllOperation Hope + Shopify One Million New Black Business & New Black Entrepreneurship Initiative (1MBB)If you have dreamed about starting a Black business, or are a Black business owner, we can provide you with guidance on how to get started or revitalize your business. Using a combination of proven business development curriculum (both online and in virtual workshops), a dedicated group of professional small business coaches, and an expanded team of 1MBB volunteers who are industry experts in areas like e-commerce, legal services, accounting, marketing and public relations, we can quickly connect you to the training and technical assistance that will help you succeed. Supported by Shopify.Black business owners & entrepreneurs
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4/1/21LoanAllAdamsAdams County COVID-19 Relief LoanCEF is offering COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre COVID. Funding for COVID Relief Loans are limited and will be administered on first come first serve basis. Once you have submitted this Loan Inquiry form a member of our lending team will review your inquiry. After we have reviewed your inquiry form, for initial pre-qualification, you will be sent another email with a link to securely submit a formal application with associated required documents. Please note - due to funding limitations and other requirements applicants may meet minimum requirements and submission guidelines but not receive funding. Due to the volume of submissions our response times may be longer than usual but we will do our best to back in touch within 3 business days.Adams County businesses.
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4/1/21LoanAllAdams, JeffersonArvada COVID-19 Relief LoanCEF is offering COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre COVID. Funding for COVID Relief Loans are limited and will be administered on first come first serve basis. Once you have submitted this Loan Inquiry form a member of our lending team will review your inquiry. After we have reviewed your inquiry form, for initial pre-qualification, you will be sent another email with a link to securely submit a formal application with associated required documents. Please note - due to funding limitations and other requirements applicants may meet minimum requirements and submission guidelines but not receive funding. Due to the volume of submissions our response times may be longer than usual but we will do our best to back in touch within 3 business days.Arvada, CO businesses
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4/1/21LoanAllAdamsBrighton COVID-19 Relief LoanCEF is offering COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre COVID. Funding for COVID Relief Loans are limited and will be administered on first come first serve basis. Once you have submitted this Loan Inquiry form a member of our lending team will review your inquiry. After we have reviewed your inquiry form, for initial pre-qualification, you will be sent another email with a link to securely submit a formal application with associated required documents. Please note - due to funding limitations and other requirements applicants may meet minimum requirements and submission guidelines but not receive funding. Due to the volume of submissions our response times may be longer than usual but we will do our best to back in touch within 3 business days.Brighton, CO businesses
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4/1/21LoanAllArapahoeCentennial COVID-19 Relief LoanCEF is offering COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre COVID. Funding for COVID Relief Loans are limited and will be administered on first come first serve basis. Once you have submitted this Loan Inquiry form a member of our lending team will review your inquiry. After we have reviewed your inquiry form, for initial pre-qualification, you will be sent another email with a link to securely submit a formal application with associated required documents. Please note - due to funding limitations and other requirements applicants may meet minimum requirements and submission guidelines but not receive funding. Due to the volume of submissions our response times may be longer than usual but we will do our best to back in touch within 3 business days.Centennial businesses.
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4/1/21LoanAllWeldWeld County COVID-19 Relief LoanCEF is offering COVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre COVID. Funding for COVID Relief Loans are limited and will be administered on first come first serve basis. Once you have submitted this Loan Inquiry form a member of our lending team will review your inquiry. After we have reviewed your inquiry form, for initial pre-qualification, you will be sent another email with a link to securely submit a formal application with associated required documents. Please note - due to funding limitations and other requirements applicants may meet minimum requirements and submission guidelines but not receive funding. Due to the volume of submissions our response times may be longer than usual but we will do our best to back in touch within 3 business days.Weld County businesses
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4/1/21GrantTourism & HospitalityAllNolet Family USA Relief ProgramTo our food & beverage hospitality industry friends across the country, you have always welcomed and served us in your bars and restaurants with open arms. In this time of need, we want to make sure we will do the same for many of you. We will be providing relief in the form of eVouchers to nationwide retailers to help supplement groceries and other much needed essentials for those currently out of work on a first-come, first-served basis. Once a month, unemployed food & beverage hospitality workers will be able to apply for relief. Limit one registration per person per month. If approved, participants will receive a total of $50 in relief that will come in the form of one (1) monthly $50 eVoucher, to be redeemed at a nationwide retailer, to help supplement groceries and other much needed essentials. Approved participants can expect to receive an email within 7-14 business day after applying containing the eVoucher. Please be sure to check your Junk and Spam folders. As employment status can change, participants will be required to reapply to the program on a monthly basis to be considered for ongoing relief on a first-come, first-served basis. Limit one registration per person per month.1. Be an unemployed Food & Beverage Hospitality Worker living in the United States. The program defines a “Food & Beverage Hospitality Worker” as an individual serving food and alcoholic spirits beverages or otherwise engaged in the production, promotion or distribution of food and alcoholic spirits beverages within a licensed restaurant or bar in the United States. An individual is considered to have been “employed” if they performed services on a regular full- or part-time basis for a minimum of six months prior to forced closures resulting from Covid-19. 2. Loss of employment with licensed restaurant or bar due to Covid-19. 3. Must be 21 years of age or older.
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4/1/21GrantArts & CultureAllThe Adolph & Esther Gottlieb Emergency GrantProvide interim financial assistance to qualified painters, printmakers, and sculptors whose needs are the result of an unforeseen, catastrophic incident, and who lack the resources to meet that situation. The maximum amount of this grant is $15,000; an award of $5,000 is typical.An artist must be able to demonstrate a minimum involvement of ten years in a mature phase of his or her work. Artists must work in the disciplines of painting, sculpture or printmaking. This program has no deadlines.
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4/1/21GrantArts & CultureAllFoundation of Contemporary Arts Emergency Grants COVID-19 FundIn light of the impact of the COVID-19 pandemic on the artist community, the Foundation for Contemporary Arts is creating a temporary fund to meet the needs of experimental artists who have been impacted by the economic fallout from postponed or canceled performances and exhibitions. For as long as our Board of Directors determines it is necessary and prudent to do so, the Foundation will disburse one-time $1,500 grants to artists who have had performances or exhibitions canceled or postponed because of the pandemic.Artists making work of a contemporary, experimental nature. Artists who can demonstrate that they have had an engagement canceled or postponed due to the COVID-19 pandemic.
Applicants must be individual artists, or an individual representing an artist collective, ensemble, or group. (Curators, producers, workshop organizers, organizations, or arts presenters are not eligible to apply.). Must be living in the United States or U.S. territories and have a U.S. Tax ID Number (SSN, EIN, ITIN, or other).
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4/1/21GrantArts & CultureAllArts and Culture Leaders of Color Emergency FundThis emergency fund can provide up to $200 for people of color that are either working artist or art administration and are affected by COVID-19.US-based BIPOC artists and administrators
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4/1/21GrantAllAllNational Association for the Self-Employed Growth GrantsYou could receive up to $4,000 for your small business through the NASE Growth Grants program. Since 2006, the NASE has awarded nearly $1,000,000 to members just like you through the Growth Grants® program by providing small business grants. Grants can be used for marketing, advertising, hiring employees, expanding facilities and other specific business needs.Self-employed. Member of NASE in good standing for 3-months prior to submitting an application. (Annual members may apply immediately. Monthly members may apply ninety days after joining the NASE.) Demonstrate a business need that could be fulfilled by the grant. Provide a detailed explanation of how you will use the grant proceeds. Show how the grant will improve your business growth and success. Offer supporting documentation such as a résumé and business plan.
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4/1/21GrantAgriculture & Food SystemAllUSDA Conservation Innovation GrantsUSDA's Natural Resources Conservation Services provides funding opportunities for agriculturalists and others through various programs. Conservation Innovation Grants (CIG) is a voluntary program intended to stimulate the development and adoption of innovative conservation approaches and technologies while leveraging Federal investment in environmental enhancement and protection, in conjunction with agricultural production. Under CIG, Environmental Quality Incentives Program funds are used to award competitive grants to non-Federal governmental or nongovernmental organizations, Tribes, or individuals. CIG enables NRCS to work with other public and private entities to accelerate technology transfer and adoption of promising technologies and approaches to address some of the Nation's most pressing natural resource concerns. CIG will benefit agricultural producers by providing more options for environmental enhancement and compliance with Federal, State, and local regulations. NRCS administers CIG.Agricultural producers.Contact CSP Program specialist at link.
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4/1/21GrantAgriculture & Food SystemAllUSDA NRCS Environmental Quality Incentives Program (EQIP)EQIP provides financial and technical assistance to agricultural producers to address natural resource concerns and deliver environmental benefits such as improved water and air quality, conserved ground and surface water, increased soil health and reduced soil erosion and sedimentation, improved or created wildlife habitat, and mitigation against increasing weather volatility. Together, USDA's National Resources Conservation Service and producers invest in solutions that conserve natural resources for the future while also improving agricultural operations. Through EQIP, NRCS provides agricultural producers with financial resources and one-on-one help to plan and implement improvements, or what NRCS calls conservation practices. Specific initiative examples: high tunnel systems, organic producers, air quality & atmospheric change, landscape conservation, on-farm energy.Agricultural producers. Contact your local NCRS office for additional requirements.Contact your local NCRS office for additional requirements.
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4/1/21GrantAgriculture & Food SystemArchuleta, Delta, Dolores, Eagle, Garfield, Grand, Gunnison, Hinsdale, La Plata, Mesa, Mineral, Montrose, Ouray, Park, San Juan, San Miguel, SummitUSDA NRCS Colorado River Salinity Control ProgramThe Bureau of Reclamation's Basin States Program and the U.S. Department of Agriculture's Natural Resources Conservation Service’s Environmental Quality Incentives Program (EQIP) provide cost-share assistance to landowners who install salinity control measures. Through strong partnerships between National Resources Conservation Services, private landowners, Bureau of Reclamation, Colorado’s State Conservation Board, and numerous local Conservation Districts, financial and technical assistance funds have been used to install irrigation improvements like installation of pipelines, more efficient irrigation systems and lining of ditches and small laterals.Colorado River basin landowners. Additional information about program can be found at NRCS at your local USDA Service Center.NRCS accepts applications on an ongoing basis.
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4/1/21GrantArts & CultureAllBroadcasters Foundation of America COVID-19 Emergency GrantThe Broadcasters Foundation of America’s Emergency Grant for Coronavirus Assistance provides one-time grants of up to $1,000 to broadcasters who have faced extreme financial hardship due to the Coronavirus (COVID-19) and its effect on the broadcasting industry.Applicant must be or have been a direct employee of an over-the-air, radio and/or television broadcasting company. Applicant must be infected or have been infected with COVID-19. Applicant must be out of work or have lost wages due to COVID-19. Applicant must be in acute financial need due to hardships from COVID-19.
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4/1/21GrantArts & CultureAllThe Actors Fund Emergency Financial AssistanceTo help our community during this public health crisis The Actors Fund has partnered with other entertainment industry organizations to provide emergency financial assistance to those in immediate financial need. Funds are available to union and non-union workers in entertainment and the performing arts including: actors, musicians, theater professionals and producers. Remember, you may be eligible for more than one fund. Emergency financial assistance is available for people who are unable to pay basic living expenses (food/housing/health care) for the next two months. If you have the resources to pay your essential bills during that period, please wait to apply. Check the requirements for all unions, guilds or employers that apply to you. Union and non-union workers may apply directly to The Actors Fund. You will be asked to submit your most recent checking and savings statements. Before starting to fill out the online application, please collect and digitize all required documentation. Applications without proper documentation will not be processed and you will not be notified. Please note this is a one-time grant only.Please know that we are experiencing an extremely high volume of requests and ask for your patience during this time. It is taking approximately two weeks to process an application.
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4/1/21GrantArts & CultureAllPinetop Assistance League for Elder MusiciansThe Pinetop Perkins Foundation announces the The Pinetop Assistance League (PAL). The Pinetop Perkins Foundation is a 501(c)3 non-profit organization whose mission is to provide encouragement and support for youth and young people at the beginning of their musical career; and help provide care and safety for elderly musicians at the twilight of their career. The Pinetop Assistance League (PAL) fulfills the second part of this mission. During this time of heightened need we are limiting our grants to $500.00 paid directly to creditors. Support is designed to help during an artists’ emergency situation.Although preference will be given to blues artists, musicians in other genres will be eligible depending on available funds. Must be 50 years or older. Plays professionally on stage on a local, regional or national level. Has played on professional albums/CDs. Household adjusted gross income is less than $30,000.
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4/1/21GrantArts & CultureAllArtists' Fellowship Emergency AidThe Artists’ Fellowship provides emergency aid to professional fine artists and their families in times of sickness, natural disaster, bereavement or unexpected extreme hardship. At this time, we are temporarily limiting relief and assistance applications to those qualified applicants who are dealing with IMMEDIATE MEDICAL EMERGENCIES and their aftermaths. “Professional” is defined as those visual artists who make their livelihood through sales as reported on a Schedule C with a U.S. Federal tax return. An active exhibition history is also an important part of documenting “professional.” “Fine Artists” are defined as those who create art for sale through galleries, private commission or reproduction in mass media. Media such as sculpture, painting, drawing, printmaking, art photography, fine art ceramics, mixed media, installations, and video art are considered “Fine Art” as defined above. “Sickness, natural disaster, bereavement or unexpected extreme hardship” can be documented through paid or unpaid invoices, bills or contracts. The “need” must be current and documented, not anticipated. Due to the overwhelming requests for aid from the COVID-19 pandemic we are temporarily limiting relief and assistance applications to those qualified applicants who are dealing with IMMEDIATE MEDICAL EMERGENCIES and their aftermaths. This restriction will be revisited periodically as conditions change. Thank you for your understanding and support.
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4/1/21GrantAllAdams, WeldNorthglenn Business Improvement GrantNorthglenn businesses located in the urban renewal boundary area can apply for a matching grant of up to $12,500 for exterior improvements. The program is intended to improve the appearance the exterior appearance buildings and property lots, as well as the overall look of the city. All improvements must be to areas visible from the public right-of-way, and other public areas and parks. This is a reimbursement matching grant program, which means that the applicant pays a portion of the improvement and NURA pays a portion. The amount of the match must be at least 1:1—the applicant pays $1 and NURA pays $1. However, there is a maximum grant contribution of up to $12,500 or $13,750 if a Northglenn contractor(s) is used. Work completed prior to grant approval is not eligible for funding. Grant funds are disbursed on a reimbursement basis, and cannot be issued until the proposed project has been fully completed.Applicants must be a licensed storefront commercial business and/or property owner located within the Northglenn urban renewal area that generates sales, use and/or property tax revenues. If the business is leasing the property, authorization from the building owner to apply for funding is required. Not-for-profit organizations, religious institutions, home-based businesses, or residential living facilities do not qualify. Tenants must have a minimum of two years remaining on their lease or an option to renew.
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4/1/21GrantAllAdams, WeldNorthglenn Business Utility Assistance Grant (BUAG)This program is available to new or existing businesses in the Northglenn Urban Renewal Authority area. Its purpose is to provide assistance with upgrades necessary related to water, wastewater and storm water system upgrade costs. The property owner is allowed to receive reimbursement for up to 50 percent of the cost of the improvement with a maximum reimbursement of $12,500 or $13,750 if a Northglenn contractor is used for the improvements.Applicants must be a licensed storefront commercial business and/or property owner located within the Northglenn urban renewal area that generates sales, use and/or property tax revenues. If the business is leasing the property, authorization from the building owner to apply for funding is required. Not-forprofit organizations, religious institutions, home-based businesses, or residential living facilities do not qualify. Tenants must have a minimum of two years remaining on their lease or an option to renew. Multiple landowners of a common center can each apply individually to maximize grant funding for comprehensive property improvements that serve the entire center.
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4/1/21GrantAllAdamsAdams County Small Business Stabilization ProgramThe Adams County Community & Economic Development Department has established the Small Business Stabilization Program (SBSP) to provide local businesses with grants to retain jobs during the COVID-19 pandemic. The grants for the SBSP are paid for by the Community Development Block Grant (CDBG) program, which is funded by the U.S. Department of Housing and Urban Development (HUD) to improve the physical, economic, and social conditions for low- to moderate-income populations. Due to the COVID-19 outbreak, HUD provided CDBG grantees, including Adams County, guidance on infectious disease response and how to minimize community impact. County staff is working to reduce the negative impacts of the outbreak, and the SBSP is the first plan to be realized. According to HUD’s guidance, CDBG funds can be used to assist for-profit businesses to avoid job loss caused by closures related to social distancing. Funding can provide short-term working capital assistance to small businesses to enable retention of jobs and provide organizational stability. Eligible businesses will be awarded a grant based on the demonstrated payroll or rent/mortgage needs of the business; however, awards will be a minimum of $1,000 and up to $35,000 in grant funds.For-profit business or organization and have a physical establishment within: Unincorporated Adams County; Town of Bennett; City of Brighton; City of Federal Heights; or, City of Northglenn. The business must have 1-25 full-time equivalent (FTE) employees, as of February 12, 2019. The applicant must be at least 18 years of age and have ownership interest in the business. The applicant must have a valid Social Security number, an Employer Identification Number (EIN), and bank account that accepts wire transfers. The applicant cannot be debarred from receiving federal funding. The applicant, business owners, or business must not currently be in bankruptcy. Prove that the business has experienced a loss of revenue due to Public Health Orders enacted for COVID-19. Demonstrate how the grant will pay for rent/mortgage or salaries for low-to-moderate income employees. Demonstrate how the grant will create or retain job(s) for low-to-moderate income individuals or families. Specifically, at least one FTE job (1,750 hours annually) must be created/retained. Prove they have been in operation since February 12, 2019 and must possess an active local business license and/or business certification from the office of the Colorado Secretary of State. Be in good standing for any permits or licenses issued by their respective jurisdictions. Demonstrate the business was unable to obtain other forms of assistance or did not receive enough assistance. Must not have a conflict of interest in accordance with the Adams County Code of Ethics policy. Must be current with property taxes and local Adams County and/or city fees, or has a payment plan in place as of March 12, 2020. Business must have active liability insurance. Must obtain a Data Universal Numbering System (DUNS) number.Applications will be open until 50 applications are received, and will reopen if more funds are available. Applicants may call 720.523.6200 or email CommDev@adcogov.org for more information.
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4/1/21GrantAgriculture & Food SystemAllWUSATA Fund Match ProgramDid you know that the average FundMatch participant reports at least 142:1 return on investment? The Western United States Agricultural Foundation's FundMatch program doubles your export marketing budget while expanding your reach by providing 50% cost reimbursement on eligible international marketing expenses. Your company can request funds ranging from $2,500 to $300,000 through a yearly application process, based on exporting experience. Eligible FundMatch expenses cover a flexible and wide range of export marketing activities. This allows you to tailor your planning to meet specific country goals. To take your savings even further, many of the low-cost events offered through Global Connect are also eligible for reimbursement through FundMatch.WUSATA account. Be headquartered in one of the 13 western states and American Samoa (AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA, or WY) Products need to be at least 50% U.S. grown by weight, excluding water, salt, minerals and packaging. Company needs to be legally licensed and operating in the U.S. for at least one year. Company will either own a brand or have the exclusive right to represent the brand.Application opens August 1. Application guide available here:
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4/1/21GrantAllAllSchedulicity GrantStarting April 1, Schedulicity is giving away a $500 grant every Monday, Wednesday, and Friday to any service-based business. If you haven’t already, sign up for a Schedulicity account. Create an Instagram post* about how you’re showing you care for your community. Have you been offering free online yoga classes? Running errands for your senior neighbors? Running a feel-good book club? Share the ways you’re giving back, so we can share them with others. We’re all looking for inspiration on how to help. *Note: If you’d rather keep your story private, we understand. You can submit it at the linke to still be considered for a grant. On Instagram, don’t forget to tag us @Schedulicity and use the hashtag #SchedulicityCares when you post.Service-based business. Must have or sign up for a free Schedulicity account to qualify.You can enter once per week for a chance to win one of three $500 grants. (Cut-off for submissions for the upcoming week is Sunday night at 11:59pm MT.)
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4/1/21GrantAllAllEmergency Rental Assistance (Property Owner Preservation "POP" Program)If you or your tenants have been unable to pay rent due to financial hardship caused by COVID-19, you may be eligible for rental assistance from the state via the Department of Local Affairs.For landlords and property owners applying for assistance on behalf of multiple tenants only. To qualify for this program: Your tenants complete applications stating that they were unable to pay rent because they experienced financial need due to COVID-19. The rent for the unit for which assistance is requested is set at or below the POP maximum rent listed below. All reasonable mobile home lot rents qualify. The rental unit or mobile home park meet basic health and safety requirements. Self certification is required. Your property is not in foreclosure (if it is, a receivership has been established by the courts) and your state and local real estate taxes have been paid. You agree to all program requirements and provide the proper documentation.

For tenants: You must go through a local agency. The agency will help you with the application. Dial 211 or visit www.211colorado.org to find the agency that can connect you to rental or mortgage assistance. To Qualify for the Emergency Housing Assistance Program (EHAP): You were unable to pay your rent or mobile home lot rent because you experienced financial need due to COVID-19. Your household monthly income is at or below the maximum income listed here. You have not already received rental assistance that covered your rent. You complete the application for assistance and provide all of the needed documentation. Other qualifications and documentation required will be explained by the agency you work with to access the funds. EHAP can also be used for mortgage assistance for qualifying homeowners.
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4/1/21GrantArts & CultureAllArtist Relief FundTo support artists during the COVID-19 crisis, a coalition of national arts grantmakers have come together to create an emergency initiative to offer financial and informational resources to artists across the United States. Artist Relief will distribute $5,000 grants to artists facing dire financial emergencies due to COVID-19. Due to the unprecedented nature of the COVID-19 pandemic, we define “dire financial emergencies” as the lack or imminent endangerment of essentials such as housing, medicine, childcare, and food. We are aware that each artist’s needs differ, so ask that you thoroughly and accurately describe your situation. Applicants should demonstrate a pressing and critical need for emergency support to be considered for this grant.To be eligible for a relief grant, applicants must be: practicing artists able to demonstrate a sustained commitment to their work, careers, and a public audience; experiencing dire financial emergencies due to the COVID-19 pandemic; 21 years of age or older; provide a W9 and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)—we will collect this information after you’ve been notified of your selection; residing and working in the U.S. for the last two years; not a full-time employee, board member, director, officer, or immediate family member of any of the coalition partners; not previously awarded a relief grant from this fund.Cycle XI: April 1 - April 30 (closes 11:59pm ET)
Cycle XII: May 1 - May 31 (closes 11:59pm ET)
Cycle XIII: June 1 - June 23 (closes 11: 59pm ET)
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4/1/21GrantAllBaca, Bent, Crowley, Kiowa, Otero, ProwersSE COVID-19 Business Support Fund Grant ApplicationProwers Aggregate has made an initial donation of $100,000, with $40,000 committed to its home county of Prowers and $40,000 to the other regional counties. The remaining $20,000 is set aside as a matching fund as incentive for other businesses, entities or individuals to donate to SECED, Inc to enhance the Business Support Fund and will be split equally between local and regional businesses. The fund will provide up to $1,000 (maximum) grants to businesses that were forced to close or limit services due to COVID-19. Requirements for this grant are as follows: 1) Funds can be requested to reimburse business operational expenses incurred during the closure or limit in services period mandated by the Stay-At-Home directive. 2) Funds can be requested to pay for expenses expected to be incurred during the reopening phase under the Safer-At-Home directive. Examples of eligible BUSINESS EXPENSES include: Rent/Mortgage, Utilities, Insurance, Payroll, Marketing, Legal/Accounting, Purchase of PPE (Personal Protective Equipment resulting from COVID-19), Signage referring to safety practices (resulting from COVID-19), Sanitation stations/supplies (resulting from COVID-19), Modifications to facilities (resulting from COVID-19).Business must be located within the six county region (Baca, Bent, Crowley, Kiowa, Otero and Prowers). An existing business located anywhere in Baca, Bent, Crowley, Kiowa, Otero and Prowers counties. Eligible businesses must be directly affected by a downturn in the local economy due to the COVID-19 mandates for Stay-At-Home. The business must be authorized to conduct business in Colorado with a current Local/State tax license. All businesses that are currently closed must demonstrate the intent of re-opening their doors.Fund availability will be limited to the amount of donations received.
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4/1/21Grant, OtherArts & CultureAllCERF+ Craft Emergency Relief FundCERF+ emergency assistance includes grants and/or brokered assistance, such as booth fee waivers and discounts or donations on supplies and equipment.Established artists working in a craft discipline.Artists interested in CERF+ emergency assistance must first complete an inquiry form. If it is determined that you may be eligible for assistance, you will be invited to apply for assistance.
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4/1/21Grant, OtherAllAllSteady & The Workers Fund Emergency Fund & SupportSteady was founded on the singular mission of helping improve the increasingly challenging lives of hourly and gig American workers. But we could have never imagined the challenges that have been thrust upon millions of American workers in only a few short weeks as a result of COVID-19 pandemic. Steady is partnering with The Workers Lab to distribute through The Workers Fund emergency cash grants of $100 to $1,000 to thousands of select Steady Members over the coming weeks. Members must have linked their account to Steady’s free Income Tracker to have a chance to qualify. Beginning May 1, Steady members who have set up their Income Tracker in the Steady mobile app will have their telemedicine subscription paid for by Steady and accessible within the Steady mobile app for the member, their spouse and children up to 24 years of age. The telemedicine subscription (no health insurance or social security number required) provides access to a doctor, PA or Nurse Practitioner to help save money and eliminate the time and risk involved when visiting a medical facility, especially during COVID-19. Job listings on the Steady jobs boards filtered on those jobs where there is a genuine hiring need, even during the COVID-19 epidemic.Steady membership.
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4/1/21Grants, Technical AssistanceMinority / VeteranAllComcast RiseIn June 2020, Comcast NBCUniversal announced the development of a comprehensive, multi-year plan to allocate $75 million in cash and $25 million in media over the next three years to fight injustice and inequality against any race, ethnicity, gender identity, sexual orientation or ability throughout the U.S. As part of that initiative, Comcast has considered ways to support small and medium-size businesses using resources from Comcast Business and Effectv, the advertising sales division of Comcast Cable. Black, Indigenous, and People of Color (BIPOC)-owned businesses have been disproportionately affected by extended closures in the wake of the pandemic, as well as continued social unrest across the country. These businesses are vital parts of our community. With that in mind, we have developed Comcast RISE – a program that stands for Representation, Investment, Strength, and Empowerment. Beginning November 24, 2020, the program will be open to all BIPOC-owned small businesses. The Comcast RISE program invites eligible businesses to apply for various areas of support. At the core, there are three components to RISE: 1) A media and technology resources program, 2) a grant program, and 3) a business resource page on Xfinity X1 with curated content. Comcast as a whole, including Comcast Business and Effectv, believes in supporting and strengthening businesses that are the backbone of our local communities and creating long-term sustainable impact for BIPOC business owners. Comcast RISE is a critical program for us to do that.There are variations between eligibility requirements for the levels of support. Black, Indigenous and People of Color (BIPOC)-owned small businesses. Owner is at least 18 years of age or older, and is the primary decision maker for, and is actively engaged in the day-to-day operation of the business. No more than 25 full-time and part-time employees for the Tech Makeover. No more than 100 full-time and part-time employees for the Consultation, Media, and Creative. Established business operations for at least one calendar year. Registered to conduct business in one of the contiguous United States or the District of Columbia excluding the following: For Comcast Business Services: Alaska, Hawaii, Idaho, Iowa, Montana, Nebraska, Nevada, North Dakota, Oklahoma, South Dakota, Wyoming. For Effectv: Alabama, Alaska, Arizona, Hawaii, Iowa, Kansas, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Oklahoma, Rhode Island, South Dakota, Wisconsin, Wyoming. Business is independently owned and operated.This is a quarterly based program, with a rolling submission process, and recipients are chosen until the quarterly amount allotted is exhausted. During the quarter, recipients will be contacted, via phone or email, and the fulfillment process will begin in an effort to provide the services as soon as possible to that business. The program currently is planned to end on December 31, 2022 – subject to change.
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4/1/21Investment CapitalManufacturingAllCHFA Manufacturing BondsUse industrial development bonds to access tax exempt interest rates and help your manufacturing business grow and create jobs in Colorado. Utilize one of the products below to finance your facilities and equipment. Manufacturing bonds and manufacturing mini bonds use an allocation of Colorado’s Private Activity Bond cap. CHFA’s ability to provide financing under these programs is limited by CHFA’s available Private Activity Bond cap. ​Rehab, new construction, or manufacturing equipment acquisition. Below-market interest rates. Projects up to $10 million. Projects under $4 million may be eligible for reduced bond cost of issuance fees. To qualify for these programs, the manufacturer and the project must meet certain eligibility requirements.​ ​​Contact CHFA Community Development​.
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4/1/21Investment CapitalAllAllRockies Venture Club Pitch ApplicationRVC is one of the largest and most active angel groups in the country. In 2016 RVC investors funded 17 companies by syndicating with a nation-wide network of angel groups that are a part of the Angel Capital Association, and local VCs. Every company that pitches with RVC is provided a complimentary pass Pitch Academy. This workshop is used by local SBDC’s and Colorado’s OEDIT Advanced Industries Grant Program. By working with a group of angels, your company only has to go through a due diligence process. The club’s professional due diligence team produces best-of-breed reports that are invaluable in syndicating with other individual angels and groups.The fund is a co-investment fund, so the investment committee of the fund engages once RVC investors have put together a syndicate. Just going through the normal RVC angel syndicate process gets you into the queue for the Rockies Venture Fund. The RVF only invests in deals already led by angels, but invests at its discretion.We screen for our monthly pitch events in the last week of each month and notify companies on the first of the month. Pitch events are typically (but not always) held on the second Tuesday of the month.
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4/1/21Investment CapitalMinority / Veteran, Tech & Advanced IndustriesAllBBG VenturesBBG Ventures is an early-stage fund based in the Meatpacking District of NYC. We typically invest at seed-stage, though we’ve been known to invest earlier, and later. We rarely lead rounds but we are not passive investors: we are available to our portfolio companies 24/7 and expect them to tap our experience and our networks early and often. Our focus is consumer internet and consumer tech: marketplaces, commerce, media, and consumer products. Consumer is what we know and where we can add the most value. We look for companies with a technology advantage — and we look for entrepreneurs who “think different,” who look at some facet of their work, play, or home lives and see a way to make it materially better. We do not invest in ideas; we expect to see a working product, even if it’s in closed beta, and some evidence of consumer engagement. That said, a brilliant product from an A+ entrepreneur trumps everything else, so you can assume we will break our own rules occasionally. Very occasionally. We launched BBG Ventures because we saw an opportunity. With over 90% of venture investment going to men, we believe we can get better returns backing the best female founders. Many of our companies have mixed founding teams — and research and personal experience suggest that diverse teams drive the best results.Our requirement for investment is simply that at least one founder be female. We typically prioritize introductions from someone who knows us both (you, and BBG Ventures). But we know that great ideas don’t always come packaged with connections, so if you believe your company fits our investment thesis below and you don’t have an intro, please email us at: hello@bbgventures.com
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4/1/21Investment CapitalMinority / Veteran, Tech & Advanced IndustriesAllBelle Capital USABELLE Capital USA, LP is an early stage angel fund focused on building great companies in underserved capital markets across the USA. We look for capital efficient companies with a unique product or service filling an urgent market need. We target the digital/mobile/internet (IT), technology-enabled products and services, life sciences/medical devices/health IT (Digital Health), and CleanTech market sectors. We are active investors who believe our human capital is as valuable as our financial capital. We seek bold enterprises who welcome our expertise and insight, and who seek to leverage our leadership and experience.Companies seeking our capital must have at least one female founder or C-level exec, and/or be willing to recruit top female talent to the C-suite and Board of Directors. We prefer teams with strong domain expertise, and proven commercialization and entrepreneurial experience.
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4/1/21Investment CapitalMinority / Veteran, Tech & Advanced IndustriesAllThe Venture LeagueWe're creating A network of super dope women innovators and thought leaders. #TeamBGV is Black Girl Ventures' online community for Black/Brown women founders. Black Girl Ventures (BGV) is a culturally converging ecosystem igniting economic security, civic engagement, and hyperlocal infrastructure at the intersection of STEM education and entrepreneurship for Black and Brown woman-identifying founders, funders, and veterans. Become a member to: Share and receive resources. Learn from and connect with experts. Make new friends and business connections. Talk through challenges and celebrate victories. Engage in culturally relevant entrepreneurial learning experiences. Gain access to: Coaching. Feedback. Community. Social and Financial Capital. Free and paid membership options.Black and Brown woman-identifying founders, funders, and veterans.
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4/1/21Investment CapitalMinority / Veteran, Tech & Advanced IndustriesAllFemale Founders ClubAn early-stage fund investing in the exponential power of exceptional female talent. Our portfolio companies all share something in common - each is led by talented female founders with disruptive and innovative ideas that better serve their consumer. We invest in areas where women-led startups have incredible impact: e-commerce, web-enabled products and services, marketplaces, and platforms. Marketplaces: Technology services that connect buyers and sellers across B2B and B2C industries. E-commerce: Direct-to-consumer brands, building their businesses with technology at the core. Web-Enabled Services: Powerful service operations enabled by location and mobile data. Platform: Disruptive networks and communities connected via technology solutions.Women-led startups.To submit pitches, email your deck and relevant materials to pitches@femalefoundersfund.com.
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4/1/21Investment CapitalMinority / VeteranAllGolden Seeds Our focus on women-led companies is our differentiator. So is a unique, tri-faceted business approach. Golden Seeds brings financial and intellectual capital to our companies and our investors. Our approach employs three primary components: an engaged, nationwide network of over 275 angel investors—one of the largest in the U.S., a family of Venture Capital Funds, an educational program, the Knowledge Institute, dedicated to training and sharing best practices. Golden Seeds typically invests in companies within the B2B & B2C technology, health care, and consumer products or services industries. Golden Seeds looks for the following: a capable management team with domain expertise, at least one woman in a C-level position, a scalable business model, an addressable market of at least $500 million, limited capital expenditure requirements, opportunities that can be accelerated with support from our investors, a product or service in beta (versus alpha) stage of development and has been created with input from clients or potential clients, “Proof of concept” revenue or significant pilots, except for health care bio/pharma, diagnostics and devices companies, a plausible exit strategy within 5-8 years, typical valuation at first funding below $5 million, typically seeking first-round of funding of $250,000-$2,000,000.Golden Seeds accepts applications from women-led companies domiciled in the U.S. These companies must have at least one woman in an operating role at the C-suite level. Frequently, companies have a female founder or CEO, but we also consider companies with women in other C-level positions. Golden Seeds cares about two things: Does the female executive have power and influence in the company and does she own a “fair” amount of company equity, given her role and the stage of the company? Additional industry and business qualifications at the link. The following categories do not meet our investment criteria: venture funds, ventures with a large real estate component, television or radio programs, film, theater or art productions, and companies domiciled outside of the U.S.
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4/1/21Investment CapitalMinority / Veteran, Tech & Advanced IndustriesAllIntel Capital Diversity InitiativeFocused on underrepresented tech entrepreneurs. In June 2015, Intel Capital announced the venture industry's largest-ever commitment to invest in technology companies led by women and underrepresented minorities (African Americans, Hispanics, and Native Americans). Initially envisioned as a five-year, $125 million fund, the Intel Capital Diversity Initiative was expanded in October 2016 to also invest in startups led by entrepreneurs living with disabilities, U.S.-based entrepreneurs from the LGBTQ community, and U.S. military veterans. In May 2018, Intel Capital announced that the Diversity initiative had exceeded its initial $125 million investment target more than two years ahead of schedule. Through September 2019, we have invested $381M in companies led by diverse teams; such companies make up 15 percent of our active portfolio. All Intel Capital investments cover a broad spectrum of innovative industries, including artificial intelligence, autonomous mobility, data center and cloud, 5G communications and next-generation compute. To learn more about our investment sectors, visit Intel Capital Portfolio. We are a stage-agnostic investor, working with companies of virtually every size.Either a startup’s CEO/founder, or at least 40 percent of its senior management team, must come from one of these diverse backgrounds: U.S. companies: Underrepresented minorities (African Americans, Hispanics, and Native Americans), members of the LGBTQ community and/or U.S. military veterans.Email diversity.fund@intelcapital.com
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4/1/21Investment CapitalMinority / VeteranAllPortfoliaPortfolia focuses on opportunities in high growth segments that are routinely undervalued or poorly understood by the traditional venture capital investor, therefore providing an opportunity for outsized returns and market impact. Portfolia uniquely adds value to these companies through the collective expertise, networks and buying power of its member network. Portfolia invests in 10 companies per year per fund, from Seed to Series C. We are especially interested in those where women make markets, and where a national base of sophisticated and connected investors can impact success. We consider companies with solutions in the market, and we invest in both female- and male-led teams with a preference for gender-balanced executive teams. We only invest in companies with a U.S.-based C-Corp. Funds currently investing in entrepreneurial companies include: The FirstStep Fund (invests in a range of top performing start-ups from seed to growth stages. It has a preference for diverse founding teams, with the fund’s leadership selecting top potential investment opportunities from across verticals); The FemTech Fund (focuses on emerging technologies, products and services improving women’s health and wellness throughout their lives. From fertility solutions to menopausal care and overall fitness, the fund invests in high-potential opportunities that can be both profitable and grant women greater health and wellness.); with other funds coming online.We consider companies with solutions in the market, and we invest in both female- and male-led teams with a preference for gender-balanced executive teams. We only invest in companies with a U.S.-based C-Corp.
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4/1/21Investment CapitalAllAllMain Street Phoenix ProjectAre you a business owner with more than 5 employees? Could you use additional capital to re-open after a COVID related closure, or do you need capital to be able to help re-open at all? Are you interested in ensuring your employees are taken care of, now and into the future? Investments from MSPP and its partners can help you re-open post COVID, or provide you an avenue to sell your business that ensures your employees are taken care of and your business continues. 5+ employees, COVID-related closure, employee ownership consideration, first priority group: restaurants.
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4/1/21Investment CapitalMinority / VeteranAllGinger Bread Capital InvestmentsAt GingerBread Capital, we invest in the next generation of women founders and entrepreneurs leading high-growth businesses. We help women-led businesses gain access to the knowledge, networks and capital they need to build and scale successful enterprises, and we encourage other women to do the same. We make early stage through later-stage growth capital investments in women founders and women-led businesses to help them scale and succeed.Women-led, visionary, dynamic founders with exceptional execution skills who possess high conviction, passion and drive. A great concept, and an irresistible business model that clearly demonstrates a true need, an identifiable market and a competitive advantage. Technology-enabled, where automation, AI and data analytics propel the brand, revenues and customer satisfaction. Scalability — that is, a go-to-market approach that builds customers today and has the potential to be much, much larger in the future.
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4/1/21Investment Capital, Technical AssistanceMinority / VeteranAllBackstage Capital Office Hours & FundingLess than 10% of all venture capital deals go to women, People of Color, and LGBTQ founders. Other VCs see this as a pipeline problem. We see it as the biggest opportunity in investment. Backstage Capital has invested over $7M in more than 120 companies led by underrepresented founders. We exist to help underrepresented founders succeed. Meet with Backstage Crew in virtual office hours to get feedback and help on your business and pitch deck.Minority- and woman-owned founders.Rolling applications
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4/1/21LoanAllAllRMMFI Business Builder Loan ProgramRocky Mountain Microfinance Institute understands that successful entrepreneurs need capital to launch and grow their business. Our Business Builder Loan Program exists to provide microloans to RMMFI entrepreneurs in need of financing. We offer 4 types of loans, which build off each other as entrepreneurs move through our programs and grow their businesses. Higher amounts are available upon successful repayment of the initial loan and with a demonstrated need for the increased amount. Seed Loan (for feasibility testing): $500, Launch Loan: $2,500, Thrive Loan: $5,000, Growth Loan: $75,000. Business Builder Loans carry an interest rate between 8% and 12% and have repayment terms of 6-24 months.Entrepreneurs who make at/below the following income levels by household size: 1 person: $52,000; 2 people: $59,400; 3 people: $66,850; 4 people: $74,250; 5 people: $80,200; 6 people: $86,150; 7 people: $92,100; 8 people: $98,050. RMMFI cannot support any business that cannot be defined as a microenterprise (a business entity with 5 or fewer employees requiring immediate capital needs of $15,000 or less) or that falls into any of the below categories: marijuana and marijuana-related businesses, tobacco shops, liquor stores, or related businesses, pawn shops, pornography, businesses deemed to be predatory or detrimental to the community, non-profits.
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4/1/21LoanAllDenverCommunity Enterprise Development Services Financial Resilience LoansResilience loans provide fund emergency credit to offset COVID-19 economic impacts for current and former clients of CEDS Finance. Loan sizes are $10,000 and under. Interest-only payments for the first four months. Applicable to murabahahs.Must be current or former client of CEDS Finance
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4/1/21LoanAllDenverDenver Microloan ProgramDenver’s new Microlending Program provides lending capital and support services to small businesses and entrepreneurs who lack access to traditional and conventional capital sources. Our goal is to help create, retain, stabilize, and expand local small businesses. The program’s broad goals encompass financial empowerment, community and individual wealth-building, job creation and retention, and neighborhood stabilization. Loans from $5,000 to $50,000 with terms up to five years are available to both startup or expansion phase companies.City & County of Denver business owners only.
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4/1/21LoanAllAllHighline Electric Association Revolving Loan Fund ProgramThrough the creation of a Revolving Loan Fund (RLF), Highline Electric is seeking to improve the quality of life in rural areas by helping to leverage projects that create and retain job opportunities for rural residents; that provide technical assistance, education, or medical care to rural businesses or rural residents; that further the use of advanced telecommunications services and computer networks for medical, educational, and job training services; and that upgrade the public infrastructure to improve the economic potential of rural areas and the health, safety, and medical care of rural residents. The minimum loan size from the RLF is $5,000; the maximum loan size is restricted to $240,000 or available funds in the RLF at the time of application.Rural focus. Personal guarantees from partners, members, or majority stockholders may be required for all partnerships, limited liability companies or corporate borrowings along with such other collateral as is deemed appropriate.
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4/1/21LoanAllEagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt, SummitNorthwest Loan FundThe Northwest Loan Fund (NLF) offers business loans that will bring value to the local economy in the 9 Northwest counties we serve. The size and term of the loan can vary, but generally we look for amounts between $5,000 and $500,000. Rates and fees are very favorable. A fee of 2% is assessed when the loan is closed.Businesses in Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties. We are particularly interested new or growing businesses. We look for a mix of collateral, investment percentage, what the loan will be used for along with overall business sustainability. We can take a collateral position behind other lenders to encourage other lender involvement.At present, the priority is assessing the effect on small business clients and how to assist them. The NLF has no loan/grant products specific to COVID-19. At this time calls will be taken and tracked for outreach and changes.
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4/1/21LoanAllDelta, Gunnison, Hinsdale, Montrose, Ouray, San MiguelRegion 10 Business Loan FundOver the past 30 years, Region 10’s Business Loan Fund (BLF) has assisted 250 local, small businesses, and nonprofits with more than $9 million dollars in loans.Eligible entities include sole proprietorships, partnerships, corporations, limited liability companies, non-profits, local governments & special districts within the Counties served by Region 10. The following are required with any loan: one to one collateral, owner equity/contribution, a secondary source of repayment, and personal guarantees are required with any loan. Required Documents: Two years of business and personal tax returns, Current profit and loss, Updated personal financial statement.
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4/1/21LoanAllAlamosa, Archuleta, Conejos, Costilla, Dolores, La Plata, Mineral, Montezuma, Montrose, Ouray, Rio Grande, Saguache, San Juan, San MiguelRural Colorado Emergency Loans FundThe COVID-19 Emergency Loan Fund has been established to offer low-interest loans to rural businesses and nonprofits affected by the COVID-19 crisis. The loans are designed to support businesses and nonprofits during this difficult period, with the goal to enable them to continue operations and support their employees. Loans can be used for: working capital; business continuity. Loans cannot be used for refinancing debt. Loan terms: Loan amount: $5,000-$10,000; 2.5% interest rate with 7 year term; $100 loan fee; No payments for first 90-180 days.Any business, nonprofit, or startup in the following counties may apply: Alamosa, Archuleta, Conejos, Costilla, Dolores, La Plata, Mineral, Montezuma, Montrose, Ouray, Rio Grande, Saguache, San Juan, and San Miguel. At least 1 year of operation.
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4/1/21LoanMinority / VeteranAllGreenline Ventures Emergency Microloan ProgramIn response to the COVID-19 pandemic, we established the Greenline Emergency Microloan Program (the “Program”) to provide much-needed funds to minority, women, or veteran-owned small businesses throughout Colorado that have been adversely impacted. Program Loans can be used in addition to the Paycheck Protection Program loans offered through the SBA. The goal of the Program is to enable disadvantaged small businesses to continue operations and retain/support employees through this challenging period of economic trouble and uncertainty. The Program will be administered by Greenline Community Development Fund LLC, an affiliate of Greenline that has been certified as a community development financial institution (CDFI) by the U.S. Treasury Department. Loan Amount: Loans are available for $5,000 up to $25,000. Interest / Amortization: No interest and principal payments for the first six months, followed by 54 months of principal and interest payments utilizing a 2.00% interest rate and level amortization. Maturity: 60 months / 5 years. Fees: There are no fees whatsoever (application, origination, exit) or prepayment penalties.Be majority-owned (51% or more ownership) by a minority, woman or veteran. Show evidence of the impact of the COVID-19 pandemic on their business operations. Be based within the state of Colorado. Have 50 or fewer full-time employees. Required Documents: Two years of historical financial statements (income statement, balance sheet), or minimum of one year for newer businesses, Year-to-date financial statements (most recent available), Copies of driver's licenses for anyone owning 20% or more of the business applicant, Resume or biography of the owner / manager. Collateral: No collateral requirements
Other: With the exception of loans provided pursuant to a federal or state program relating to COVID-19 relief (e.g., SBA’s Paycheck Protection Program loan), borrowers that receive Program Loans from Greenline may not incur additional debt without the approval of Greenline.
Applications will be reviewed on a rolling basis. Greenline will continue to review, process and close new Program Loans until the Program’s funding is depleted, at which point an announcement will be posted on our home page.
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4/1/21LoanAllChaffee, Custer, Fremont, Lake, SaguacheSangre de Cristo Electric Association Rural Economic Development Loan & Grant ProgramThe Rural Economic Development Loan and Grant program administered by the United States Department of Agriculture provides funding for rural projects through local utility organizations, including Sangre de Cristo Electric Assn., Inc. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility is responsible for repayment to USDA.Business of Chaffee, Custer, Fremont, Lake & Saguache Counties.
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4/1/21LoanAll, Minority / VeteranAllAccion Small Business LoansTerm loans from $300-$250,000. If you’re looking for a lender who will take the time to get to know your business’s unique strengths and opportunities, Accion is the lender for you. Links to loans for women-owned businesses, loans for minority-owned businesses, loans for food and beverage businesses, loans for startup businesses, loans for small businesses, loans for veteran-owned businesses, business loans for people with disabilities, loans for green businesses.
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4/1/21LoanAgriculture & Food SystemAllColorado Enterprise Fund Healthy Foods Fund ProgramTo ensure all Colorado communities have access to fresh, nutritious and affordable food, and to foster a vibrant local food economy. Loans up to $250,000 for eligible start-ups and existing businesses. Rates and terms vary depending on loan size, credit and use of funds. Special rates for businesses serving lower income populations and areas with limited access to healthy foods. Funds can be used for: working capital, inventory and equipment, property improvements, business purchase, commercial real estate, energy efficiency upgrades.Retail grocery providers (stores, carts, co-ops, ethnic and farmers markets, trucks, delivery services), packaging, processing and manufacturing food enterprises, food production companies and distributors, urban and rural agricultural projects, all segments of the food system in rural and urban areas of Colorado.
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4/1/21LoanAllAllColorado Enterprise Fund Community Advantage Loan (SBA) for Small BusinessesOur SBA loans offer larger amounts, comparable interest rates, longer terms, and more flexible requirements relative to collateral. We explain how to qualify for an SBA loan and provide patient, hands-on help during every step of the SBA loan process. We offer other financing options if the SBA loan isn’t a good fit and can transfer information you provide for an SBA loan to our other CEF loans. We offer all our borrowers convenient, low or no-cost business coaching and training for the duration of their loans to help them succeed.
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4/1/21LoanMinority / VeteranAllColorado Enterprise Fund VALOR Loan ProgramOur VALOR Loan program was created for them—to support transitioning service members, veterans, and their families (the SMVF community) with access to affordable capital to start and grow small businesses in Colorado. Loan Amount: Up to $500,000. Loan Rate: 2% discount from standard CEF rates. Origination Fee: 1.5%. Loan Term: Up to 10 years with interest-only period of up to 6 months. Loan Uses: Working capital, equipment, inventory, property improvements, business purchase, commercial real estate. Loan Process: Online application on CEF website with underwriting and approval following standard CEF processes.Any honorably discharged US military veteran or Gold Star Family member (surviving spouse or child) who is a Colorado resident, plans to start or grow a business in Colorado, and is unable to obtain traditional bank financing.
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4/1/21LoanAllAllSquare Capital Loan ProgramEligible Square sellers can get access to business loans from $500–$250,000. Log in to your Dashboard to see if your business has a loan offer. Application only takes a few clicks and there are no long forms to fill out or long waiting periods. All loans are subject to credit approval. Applying won’t affect your credit score. If approved, your business loan is deposited in your bank account as soon as the next business day so you can put your money to work fast. Pay off your loan with convenient automatic deductions from your Square daily card sales so you never have to think about it. We just ask that it’s paid back in 18 months and that you hit your minimum every 60 days.Square sales account.
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4/1/21LoanAllAllRCAC Small Business LoansRCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.The business must be located in a rural community defined as 50,000 or less population. Please see the Small Business Loan Application for more information and please contact us to discuss your business financing needs.
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4/1/21LoanAllAllShared Capital Cooperative COVID-19 Emergency Loan for CooperativesShared Capital Cooperative is a national CDFI loan fund that connects co-ops and capital to build economic democracy. Amount: Up to $50,000 per cooperative; cumulative outstanding loans to any one borrower shall not exceed 5% of Shared Capital assets without approval of the Board of Directors. Rate: 5.0% Term: up to 36 months Disbursement: up to 60-day draw period Payment Structure (1) 6 months no payments, during which time interest accrues but is not owed; 2) up to 6 months interest-only, during which time principal payments may begin, contingent on the cooperative returning to pre-crisis revenue levels for 3 consecutive months; 3) amortization of remaining balance for up to 24 months. Current Shared Capital membership is not required)Cooperative businesses impacted by COVID-19 pandemic.
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4/1/21LoanAllAllLEAF Loans for CooperativesLocal Enterprise Assistance Fund (LEAF) is one of only three Community Development Financial Institutions (CDFIs) in the country with a focus on cooperatives. Submit an initial inquiry using the on the site. We will review your application and determine whether you would be a candidate for our lending services. If you pass an initial screen, a member of our lending team will be in touch to schedule a call, where we will ask additional questions about financial goals, social mission, uses of funds, credit, equity, and collateral. If LEAF determines your business is not ready to apply at this time, we will work with promising candidates to help strengthen your application.We lend nationally, with a focus on community-owned natural food cooperatives that create high quality jobs and provide access to healthy food in urban and rural communities; low-income cooperative housing developments; and worker-owned firms and other community-based businesses and social enterprises, such as Alternative Staffing Organizations (ASOs).
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4/1/21LoanAllDolores, Montrose, Ouray, San Juan, San MiguelTelluride Regional Loan FundProvide working capital loans for business growth and expansion creating more and better jobs. Loans could be combined with other lending sources to create a robust financial package. Lending is designed to help businesses create a financial base that leads to bridging to commercial lending. Purpose of fund is to help company cover working capital expenses otherwise known as short-term expenses. The loan funds may also be used to purchase equipment (fixtures, furniture, equipment) if dept can be repaid in the above repayment term. Loan is not to be used to purchase long-term assets such as real property. Loan amount: $25,000-$100,000. Repayment Term: 36 month term w/balloon and 10 year amortization. Rate: base rate + 2% margin. Collateral: secured.A for profit company located in the above county that are not commercially bankable (early stage) or are not likely to secure reasonably priced debt needed to support working capital needs that will retain or create jobs. Excluded businesses: mining, extraction or fossil fuels, gaming, gambling, and lobby or businesses linked to alcohol, tobacco, or cannabis (hemp-related companies will be considered on a case by case basis).
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4/1/21LoanAllAllQuickbooks Capital LoanQuickBooks Capital provides funding for QuickBooks small business customers. We review your business’ attributes and overall business health from the business details you enter in QuickBooks, as well as other relevant information. This lets us offer small businesses greater access to funding than many other lenders. Loan amounts from $5,000 to $100,000 with terms up to 12 months. Applying won’t affect your credit score. No origination fees, no prepayment penalties, no hidden charges. Primary business bank accounts connected through QuickBooks. Revenue of at least $50,000 over the past 12 months. A clear picture of your business in QuickBooks. Personal and business credit history.
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4/1/21LoanAgriculture & Food SystemAllUSDA Microloan ProgramsThe focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.Must not have Federal or State conviction(s) for planting, cultivating, growing, producing, harvesting, storing, trafficking, or possession of controlled substances. Have the legal capacity to incur the loan obligation. Be able to show an acceptable credit history. Is a citizen, non-citizen national or legal resident alien of the United States, including Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and certain former Pacific Trust Territories. Have no previous debt forgiveness by the Agency, including a guarantee loan loss payment. Be unable to obtain sufficient credit elsewhere, with or without an FSA loan guarantee. Not be delinquent on any Federal debt, other than IRS tax debt, at the time of loan closing. Not be ineligible due to disqualification resulting from Federal Crop Insurance violation. Additional eligibility requirements at the link.
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4/1/21LoanAgriculture & Food SystemAllUSDA Direct Farm Operating LoanThe maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.This loan is only available to farmers and ranchers who are unable to get sufficient funds through a traditional commercial lender. If you are a minority, woman, or military veteran farmer or rancher there are funds specifically targeted for you. Visit the FSA Minority and Women Farmers and Ranchers page or the USDA New Farmers site to learn more. This does not guarantee application priority or approval. Note: There are additional requirements that your Loan Officer will discuss with you.Open. Find your loan officer here.
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4/1/21LoanAgriculture & Food SystemAllUSDA Guaranteed Farm Loan ProgramAn alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses. Talk to your Loan Officer to find out more information and locate an approved lender.
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4/1/21LoanAgriculture & Food SystemAllUSDA Farm Ownership LoansNo current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.Eligible farm enterprise. General eligibility requirements. Farm management experience. Contact your local Farm Loan manager for more details.
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4/1/21LoanAllAllLending Club Small Business LoanLendingClub is America's largest online credit marketplace with over $44 billion in funds issued. For small business loans, we've partnered with some of the most responsible lenders in the country to provide you with great options. Repayment Term: 6 months - 5 years. Fixed interest rate. Origination Fee: 3.49% - 7.99%. Early Pay Off: $0.12 months or more in business. At least $50,000 in annual sales. No recent bankruptcies or tax liens. You own at least 20% of the business and have at least fair or better personal credit.
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4/1/21LoanAllAllColorado Housing Industry Small Business LoansColorado Housing Enterprises provides loans to small-business owners who cannot access affordable bank loans. Our loans can be used for any business purpose: supplies/inventory, equipment, lease improvements, vehicles, purchasing a business, real estate acquisition and development and working capital. No cost to apply! Fixed-rate, fully amortizing term loans. from $15,000 to $250,000. 6-9% interest rate -far lower than credit card rates and other non-bank lenders. Up to 15 year terms, with no prepayment penalty. Build your credit: all loans reported to credit bureaus. Credit concerns? (credit history is considered). Loan products always offered in combination with FREE one-on-one business coaching.
Contact CHE for eligibility requirements.
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4/1/21LoanAllAllConnect2Capital Small Business LoansConnect2Capital can help match you with trustworthy, mission-driven lenders who share your passion for helping businesses and communities thrive. Our lenders will be transparent and upfront about any fees and interest rates, and will never trap you in complex, predatory loans. You can look forward to affordable rates, fast funding, and longer terms for lower, more comfortable payments. There’s no better way to position you for business and financial success—whatever your needs may be.
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4/1/21LoanAllAllFunding Circle Small Business SBA 7(a) LoansWe know how diverse small businesses can be and we will help build a unique loan solution around your needs. We work with Preferred SBA Lenders offering in– house approvals and accelerated processing give you fast answers and even faster closings. SBA 7(a) Loan
is best used for expenses such as, inventory, working capital, equipment, and consolidating debt. Loan amounts from $25,000–$500,000. 10 Year Loan Term. Flat 6% interest rate.
In business for more than 3 years. At least $400,000 in annual revenue. No federal tax liens. 680 FICO for personal Guarantor. Positive book value (assets > liabilities). SBA Eligible industries.
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4/1/21LoanAllWeldGreeley Community Development FundThe Greeley Community Development Fund assists with the financial needs of companies expanding in or locating to the City of Greeley. The Weld/Larimer Revolving Loan Fund, the City of Greeley, commercial banks in Greeley and the Hispanic Loan Program have joined together to provide the initial funding for this loan program. Short-term financing or loan guarantee for up to 45% of total project costs. Remaining project costs to be funded through banks, private investors or other loan programs. Minimum loan amount - $20,000. Maximum loan amount - $125,000. Maximum loan term - 5 years. Interest rates - negotiable based on the national prime rate. Use of Funds: business purchase, acquisition, improvement or expansion of borrower-occupied real estate, purchase of equipment, furniture, fixtures and machinery, working capital and inventory, re-financing of existing debt in some casesCompanies expanding in or locating to the City of Greeley. Loan collateral - considered on a case-by-case basis. GCDF may assume a 2nd or 3rd position in order to leverage other lender involvement. Personal guarantee from the borrower required. At least 10% of the project cost or market value must be invested by the borrower. Origination/closing fee equal to 2% of the loan amount or guarantee. Non-refundable $50 loan application fee.
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4/1/21LoanAllWeldWeld County CEF Business Loan FundThe Colorado Enterprise Fund (CEF) is a non-profit lender specializing in loans up to $250,000 for small businesses. CEF works with start-up and existing businesses with rates/terms that vary, making their lending guidelines more flexible than traditional banks. CEF also administrates the Weld County Business Loan Fund, which is only available to Weld County-based small businesses who meet CEF program underwriting criteria. Upon becoming a CEF borrower, an online community of expertise, knowledge sharing, resources, and referrals is available to help a business achieve peak performance. Advisory assistance includes: bookkeeping, cash flow management, profitability analysis, technology issues, etc.Weld County-based small businesses who meet CEF program underwriting criteria.
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4/1/21LoanAllLarimer, WeldWeld/Larimer Revolving Loan FundThe Weld/Larimer Revolving Loan Fund (“RLF”) was established to assist with the financial needs of companies expanding or locating to the rural areas of Weld or Larimer County. The RLF can provide short-term financing for up to 45% of project costs and may assume a second or third collateral position in order to leverage other lender involvement. The minimum loan amount is $50,000. Based on the financial needs of the applicant, the use of the borrowed funds and the borrower’s credit history, typical terms will be for a term of 5-7 years and interest rates will be based on the consumer prime rate.Is a private and for profit Organization. Is located in, considering locating in, or expanding in rural Weld or Larimer County, except within the cities of Greeley, Fort Collins or Loveland, (those are "entitlement" cities that receive their own HUD block grants for economic development). Is considered to be a "primary" industry (i.e. manufacturing, R&D, processing, distribution, etc.) These businesses will be given priority. However, retail or service businesses are eligible. Can demonstrate that the project being funded is creating new jobs, retaining jobs, or that the principal beneficiaries of any jobs created/retained are low to moderate income persons. For each $20,000 in RLF funds loaned to a business, one new job must be created or retained.
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4/1/21LoanAllClear Creek, GilpinRegion 3 CDBG Business Loan ProgramThe CCEDC administers the Region 3 Business Loan Program (BLF) for Clear Creek and Gilpin Counties. Since 1985, the CCEDC has provided over $8M in business loans, which has leveraged approximately $17.5M in area investments. The goal of the loan program is to support business retention and expansion and new job growth within Region 3. Loans are generally between $2,000 and $200,000 but will be considered on a case by case basis. CCEDC loans may be used for the purchase of real estate, furniture, fixtures, and equipment, working capital, and inventory.Business located in Clear Creek or Gilpin County.
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4/1/21LoanAllClear Creek, GilpinRegion 3 Micro-Enterprise ProgramThe CCEDC administers a Micro-Enterprise Loan Fund for small businesses with capital needs of less than $100,000. Funding for technical assistance is also available to develop solid business skills and improve the chance for success moving forward.
Business in Clear Creek or Gilpin Counties. Specific qualifying criteria include five or fewer employees at the time of application, and the owner(s) must qualify as low-to-moderate income.
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4/1/21LoanAllEl PasoEl Paso County Business Loan FundThe El Paso County Business Loan Fund Program is a source of capital for expanding businesses within El Paso County. Providing lower cost financing helps pave the way for small business owners to expand their businesses. The Business Loan Fund Program typically involves a private lender who may not otherwise provide complete financing. The public / private partnership can help smaller businesses finance their expansion, resulting in new employment opportunities. El Paso County contracts with Pikes Peak Regional Development Corporation to administer the Business Loan Fund Program. Funds may be used to acquire business interest, real estate, machinery, equipment, inventory, and working capital. Loan terms are normally comparable to the life of the asset being financed. Permanent working capital loans are typically granted from three to five years. Maximum Loan: $200,000. Term: up to 10 years. Rate: typically under market. Amortization: same as Term. Fees: 2% origination.Applicants must be credit-worthy for-profit businesses located in unincorporated El Paso County, or in its incorporated smaller cities and towns. Applicants located within El Paso County designated Enterprise Zones are eligibleThe El Paso County rarely finances 100% of any project. Banks or other private lending institutions may provide any portion of the project’s cost. The small business concern must provide a minimum of 10% of the total project’s cost. The BLF is currently funded by payments collected from loans previously granted. Loan closings are subject to the availability of the program resources.
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4/1/21LoanAllBaca, Bent, Crowley, Kiowa, Otero, ProwersSECED Business Loan Fund & Micro LoanThe BLF is an alternative (gap) financing method designed to help finance business projects that will positively impact the economic health of the communities within Baca, Bent, Crowley, Kiowa, Otero and Prowers counties. Funds may be used for: purchase of an existing business, start-up costs for a new business, purchase of real estate, purchase of equipment, furniture, fixtures, machinery or inventory, working capital. BLF Loan: maximum loan amount is $250,000, 10% owner equity required, terms of loan not to exceed 10 years, interest rate based on New York Prime, collateral requirements and personal guarantees based on individual applications, $50 application fee due at application submittal, 2% origination fee due at loan closing, the business is required to create or retain one job for every $20,000 borrowed, at least 51% of jobs must be filled with income-qualifying individuals. Micro Loan: maximum loan amount is $100,000, must have five or fewer employees including the owner, RLF dollars limited to 90% of project, loan term 10 years or less, $50 application fee due at application submittal, 2% origination fee due at loan closing, under certain circumstances and strictly a case by case basis, funds may be used to buy out existing owners, partners or stockholders.Businesses located within the five county area of Baca, Bent, Crowley, Kiowa, Otero and Prowers Counties. Businesses designed for profit. Businesses authorized to conduct business in Colorado.
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4/1/21LoanAllBaca, Bent, Crowley, Kiowa, ProwersSECED BLF Facade Loan ProgramFunds for: affixed signage, window lettering, store-front awnings, new windows, new entry door, exterior painting, other exterior improvements. Possible maximum loan amount of $5,000. 0% Interest for maximum of 3 years. Before and after picture to be submitted. Copies of receipts to be submitted after work is completed.Brick and mortar businesses in the Counties of Baca, Bent, Crowley, Kiowa and Prowers.
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4/1/21LoanAllMesaCOVID-19 Responder LoansThe Grand Junction Business Incubator is providing funds for working capital, equipment and/or inventory to be used to directly support companies responding to the COVID-19 crisis. Loan amount up to $25,000. Repayment term: 12-60 months repayment based on ability to repay. Rate: prime +1% floating with a 4% flow. $250 flat fee. First payment waived for up to 90 days. Secured if collateral is available; personal guarantees required.Mesa County for profit and nonprofit businesses that have a verifiable direct need for funds that will be used to assist/respond to the COVID-19 crisis.
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4/1/21LoanAllMesaMesa County "Bootstrap" Micro Loan FundThe “Bootstrap Fund” is a loan program only available to Incubator Client Companies. It is designed to provide low interest, short-term loans to help finance the expenses associated with completing certain contracts or purchase orders. The Petersen Fund and Women Foundation of Colorado Fund are micro-loan programs that provide start-up or expansion money to small businesses in Mesa County. The initial funding for these programs came from private donations/grants. $1,500 to $5,000. Terms are 1-3 years. Current prime rate interest. Can be used for start-up or existing business expenses, capital expenditures and working capital.Small businesses in Mesa County who meet the State of Colorado low-to-moderate income guidelines.
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4/1/21LoanAllMorganMorgan County Economic Development Business Revolving Loan FundThe purpose of MCEDC's revolving loan fund (RLF) is to provide gap financing for the development and expansion of small businesses within Morgan County. It is a self-replenishing pool of money, utilizing interest and principal payments on old loans to issue new ones. The intent of MCEDC's revolving loan fund is to offer loans to applicants that otherwise could not obtain conventional financing. For more information call 970.467.7100 or email director@morgancountyinfo.comMorgan County businesses.
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4/1/21LoanAllAlamosa, Conejos, Costilla, Mineral, Rio Grande, SaguacheSan Luis Valley Revolving Loan FundThe San Luis Valley Revolving Loan Fund provides gap-financing loans for business expansion, start-ups, and retentions.  Businesses must be able to provide permanent jobs in the assisted projects and fill a majority of the positions with low- or moderate-income persons. Gap financing represents the balance of funds needed for a project after commitments from other sources of financing, including the owners, have been identified and exhausted.  This program is intended to help businesses access local lenders by sharing the risk and being flexible on collateral requirements.  We remove some of the risk for local lenders, which, in many cases, allows them to make loans otherwise outside their lending criteria. WE are not a lender of last resort. Gap financing is not intended to compete with or replace local lenders. Proceeds can be used for land, buildings, equipment, working capital, inventory, and limited leasehold improvements. Refinancing of existing debt is not allowed. Minimum loan of $10,000 with a maximum of $250,000 (depends on availability of funds). Leverage the RLF loan 2:1 with funds from other sources. Interest rate is determined during the approval process, but is very competitive. Loan term varies – maximum ten years. One-and-a-half percent origination fee; plus variable filing and closing costs.Be located in one of the six counties in the San Luis Valley. Be a for-profit business. Provide a complete business plan including personal financial statements. Create at least one full-time job for every $20,000 borrowed. Be willing to inject your own cash into the project. Be willing to personally guarantee the loan. Have a good credit history. Pay the $50 application fee. Collateral is required on all loans.  Collateral can consist of fixed assets, inventory, accounts receivables, real estate, personal property, etc.
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4/1/21LoanAllAlamosa, Conejos, Costilla, Mineral, Rio Grande, SaguacheSan Luis Valley Micro Enterprise Loan FundThe San Luis Valley Micro Enterprise Loan Fund (MEP) was created to assist eligible low and moderate-income business owners with financing for business start-ups and expansions. Proceeds can be used for land, buildings, equipment, working capital, inventory, and limited leasehold improvements; refinancing is limited to 30 percent of existing debt. Minimum loan of $2,500 and a maximum of $100,000. Interest rate is determined during the approval process, but is very competitive. Loan term varies – maximum five years. Two percent origination fee which includes all filing and closing costs.A for-profit business with five or fewer employees, including the owners, located in one of the 6 counties in the San Luis Valley. Meet low or moderate family income criteria. Provide us with a complete business plan including personal financial statements. Your equity investment into the business should be at least 10%. Be willing to personally guarantee the loan. Have a good credit history. Pay the $50 application fee and $20 per applicant for credit report(s). For an existing business, you cannot have sales of more than $1,000,000 or personal net worth of more than $250,000. Collateral is required on all loans. Collateral can consist of fixed assets, inventory, accounts receivable, real estate, personal property, etc.